The restaurant industry runs on thin margins and constant cash flow demands. Whether you're a quick-service spot or a full-service dining experience, Bizzy gets you funded fast so you can keep operations running smoothly.
Common uses for working capital
Purchasing bulk food and beverage inventory at a discount
Upgrading kitchen equipment like ovens, fryers, or POS systems
Covering payroll during slow seasons or unexpected revenue dips
Launching a new menu, catering program, or delivery service
Renovating the dining room or outdoor seating area
Retail businesses need capital to move fast — whether that's stocking up before a busy season or jumping on a supplier deal. Bizzy helps you stay ahead of demand without waiting weeks for bank approval.
Common uses for working capital
Buying seasonal inventory before peak shopping periods
Taking advantage of bulk supplier discounts
Expanding to a second location or larger storefront
Upgrading point-of-sale systems and store technology
Running marketing campaigns and promotions
Construction companies often face a frustrating gap — jobs are won but materials and labor need to be paid before client payments arrive. Bizzy bridges that gap so you can take on more jobs and grow faster.
Common uses for working capital
Purchasing materials and supplies upfront for new contracts
Covering payroll while waiting on client invoice payments
Buying or repairing heavy equipment and tools
Bonding and insurance costs for new project bids
Taking on multiple projects simultaneously
Medical practices, dental offices, chiropractic clinics, and other healthcare providers face long insurance reimbursement cycles that create cash flow gaps. Bizzy provides fast funding so patient care never has to wait.
Common uses for working capital
Purchasing new medical or dental equipment
Bridging gaps caused by slow insurance reimbursements
Hiring additional staff or specialists
Expanding office space or opening a second practice
Investing in patient management software and technology
Auto repair shops depend on having the right parts and equipment on hand to keep customers happy. Bizzy gives shops the working capital to stock up, upgrade lifts, and keep the bays full.
Common uses for working capital
Stocking parts inventory to reduce wait times for customers
Upgrading diagnostic equipment and vehicle lifts
Expanding bay capacity to handle more vehicles
Covering payroll and operating expenses in slow months
Marketing and local advertising to attract new customers
Owner-operators and small trucking fleets often wait 30–90 days for freight invoices to clear while fuel, maintenance, and insurance bills keep coming. Bizzy fills that gap so your trucks never stop rolling.
Common uses for working capital
Fuel costs and road expenses between invoice payments
Truck repairs, tires, and preventative maintenance
Adding a new truck or trailer to expand capacity
Insurance premiums and licensing fees
Driver payroll while waiting on load payments
Beauty and wellness businesses thrive on great experiences and great environments. Whether you're upgrading your space, adding services, or stocking up on product, Bizzy helps you invest in what keeps clients coming back.
Common uses for working capital
Renovating or refreshing the salon or spa environment
Purchasing professional product inventory in bulk
Adding new service offerings like laser, lash, or nail stations
Hiring and training additional stylists or estheticians
Running promotions, loyalty programs, or social media ads
Online businesses grow fast and need capital to keep up with demand. From inventory to advertising spend, Bizzy gives e-commerce brands the fuel to scale without giving up equity or waiting on slow lenders.
Common uses for working capital
Buying inventory ahead of high-demand periods like Q4
Scaling paid advertising on Meta, Google, or TikTok
Covering fulfillment, warehousing, and shipping costs
Launching new product lines or SKUs
Investing in website development and conversion optimization